PreCheck
Stop Paying for Declined Transactions
PreCheck validates card data before authorization—so you only send transactions that are likely to succeed.
Reduce unnecessary network fees, improve approval rates, and catch bad data before it costs you.
Validate Before You Authorize with Real-Time Issuer-Backed Signals
PreCheck runs a real-time pre-flight check on card data before you submit an authorization. It verifies key inputs against issuer data, helping you quickly determine whether a transaction is worth sending.
Avoid the Cost of Bad Authorizations Before They Reach the Network
Every declined authorization creates avoidable cost. PreCheck helps you filter or correct weak transactions upstream so you can reduce waste, protect conversion, and avoid sending bad data into the payment network.
Network Fees
Reduce unnecessary authorization attempts that still generate cost.
Lost Revenue
Recover transactions that would otherwise fail from correctable input errors.
Fraud Exposure
Catch clearly bad or suspicious card data before authorization.
Customer Experience
Prompt for corrections before failure instead of declining after submission.
How It Works in Three Simple Steps
Call PreCheck API
Submit card and billing data before authorization.
Receive Issuer-Backed Signals
Get real-time validation results and acceptance guidance.
Decide Before You Send
Proceed, correct, or block the transaction before it reaches the network.
Clear Signals You Can Act On Before Authorization
PreCheck returns actionable results that help your systems and teams decide whether to proceed, retry with corrections, or stop the transaction entirely.
AVS Match Results
Street and postal code validation returned independently for more precise decisioning.
CVV2 Match Results
Confirm whether the submitted security code aligns with issuer data.
Card Acceptance Advice
Get a clear issuer-perspective recommendation:
Make Smarter Authorization Decisions at the Most Critical Point in the Flow
PreCheck gives you control before authorization is attempted. Use strong matches to move forward confidently, prompt customers to correct errors before retrying, or block transactions flagged as bad or fraudulent.
- Proceed with confidence on strong matches
- Prompt users to correct errors before retry
- Block transactions flagged as bad or fraudulent
- Choose how strict your workflow should be
Built for High Decline Environments Where Marginal Gains Matter Fast
PreCheck is especially effective for merchants with elevated decline rates. If your decline rate is above approximately 20%, it can help reduce waste quickly and improve overall approval performance.
Fewer Unnecessary Attempts
Cut authorization traffic that is unlikely to succeed.
Recovered Revenue
Save transactions lost to simple data-entry mistakes.
Better Approval Rates
Improve the quality of the traffic you send for authorization.
Simple to Add Directly Before Gateway Authorization
PreCheck fits directly into your existing payment flow as a simple real-time API call before gateway authorization. There is no disruption to your process—just better decisions upstream.
